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XL Payments Company Overview

XL Payments, Inc. is a Canadian payment services company based in Montreal, Quebec. It functions as a registered ISO/MSP and partner of banks like Elavon and U.S. Bank National Association. The company helps merchants choose payment acceptance solutions by comparing market rates and tailoring options to business needs. Services include in-store and online payment processing, terminals, merchant support, and personalized rate-analysis to aim for affordability. XL Payments focuses on simple fee structures and guiding merchants to select what fits their operational realities. They emphasize transparency and adaptability to regional regulations and consumer-rights laws. Its stated goal is to offer “simple payment solutions” and help merchants avoid unexpected costs.