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Zum Rails Company Overview
Zūm Rails is a payments infrastructure and fintech platform founded in 2019. It provides a unified API-based system that supports instant and traditional payment rails across the U.S. and Canada. Core features include credit card processing, prepaid & secured card issuance, subscription/invoicing tools, KYC/AML compliance, wallet functionality, fraud prevention, and advanced reporting. Clients can access multiple payment rails (EFT, credit/debit, real-time payments, etc.) without integrating with multiple providers. The company emphasizes simplicity, speed of merchant onboarding, and consolidated compliance and risk management. Zūm Rails is designed for fintechs, banks, and business platforms that want control over payments workflows without managing all of the underlying infrastructure. It has over 500 clients and maintains offices in both the U.S. (with U.S. headquarters established in Miami) and Canada.