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Recent User Reviews
Usio’s been great for our business. We needed something that could handle different types of payments without getting overly complicated. Setup was simple, their team is easy to work with, and everything works smoothly. Highly recommend!
Usio Company Overview
Usio is a publicly traded fintech company based in the United States that provides integrated electronic payment solutions for businesses, non-profits, and government entities. Its services include credit card and ACH processing, prepaid card issuing, and software-driven payment facilitation. Usio’s platform supports in-person, online, and mobile transactions and can be integrated via APIs into custom applications. The company operates across several sectors, including healthcare, utilities, education, and software platforms that embed payments into their services. One of its offerings, PayFac-as-a-Service, enables software providers to onboard sub-merchants and manage payments through a white-label model. Usio also supports disbursements via its prepaid card program, which is used for incentive payouts, refunds, and government assistance. PCI compliance, tokenization, and fraud mitigation tools are included to support secure processing. Usio’s pricing and service structure depend on the client’s size, industry, and transaction volume.