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Card Data Service (CDSCA) Company Overview
CDSCA (Card Data Service) is a U.S.-based boutique merchant services company headquartered in the San Francisco Bay Area, operating since the late 1990s with a compact team of fewer than 10 employees. It functions as a registered ISO—primarily under Wells Fargo Bank—providing payment processing for credit/debit cards, EBT, ACH, ATM installation, virtual terminals, and Clover-based POS systems. Key features include fast merchant onboarding (approval within 24 hours), competitive flat or interchange-based pricing (rates as low as ~0.95%), no application or early termination fees, and support for bill payments and loyalty processing. The company emphasizes high-touch customer service, tailored payment consulting, and a streamlined experience tailored to small businesses. Despite its limited scale, CDSCA serves thousands of local merchants with personalized support and flexible payment infrastructure.