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Koam Merchant Service Company Overview
Koam Merchant Service Corp., also known as Koam Merchant Services or KMS, is a New York-based merchant services provider established in 2014 and headquartered in Flushing, Queens. The company operates as a registered ISO of Wells Fargo Bank and MSP/ISO of Elavon, offering low-cost credit and debit card processing solutions tailored for small and medium-sized businesses. Koam supports a range of industries including salons, restaurants, liquor stores, dry cleaners, and retail, and offers EMV-equipped POS systems, free merchant accounts, next-day funding (via First Data or Elavon), and 24/7 customer support. Their promotional offerings have included free POS hardware, surcharge programs, and simplified onboarding systems intended to streamline merchant access to processing services. The firm prioritizes personal service and competitive pricing to empower smaller operations with robust payment technology.