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Capital Payments is not a reputable company. My small company was snookered into a 48 month lease for Clover equipment for an outrageous price. Then I was approached again late last year with a great offer. 3.28% Customer Credit card charge and $150 for life credit card processing fee. After asking about quite a few discrepancies with the contract they wanted me to sign, like debit card fees, and other fees I was assured those discrepancies did not pertain to me or I was reading it incorrectly. Once I signed the contract I was told too bad about the 3.28% customer credit card charge and it would be 3.5% and that was set by Clover and it was out of their hands. Guess what, I magically had another 48 month lease for Clover equipment that I am on the hook for. Do not do business with this company as they are cheats and get you into a lease you cannot get out of.
Capital Payments Company Overview
Capital Payments is a merchant services provider offering payment processing solutions for businesses of various sizes. Their services include credit and debit card processing, point-of-sale (POS) systems, mobile payments, virtual terminals, and e-commerce gateways. The company supports major card networks and provides tools such as recurring billing, invoicing, and real-time transaction reporting. Capital Payments works with industries like retail, hospitality, healthcare, and professional services. They emphasize customized payment solutions tailored to the specific needs of each business and may provide hardware, software, and support through direct service or partnerships with processors. Additional offerings include PCI compliance support and fraud prevention tools. Settlement times and fee structures depend on the merchant’s transaction volume and business model. Capital Payments positions itself as a partner for businesses seeking personalized service.