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CUPAY Company Overview

CUPAY (trademark of the Canadian Credit Union Association and powered by Payment Acceptance Solutions Inc.) is a payment processing platform developed by credit unions for credit unions in Canada. It provides business members—such as small retailers, restaurants, and professional services—with in-person, e‑commerce, and mobile payment solutions featuring transparent pricing, personalized servicing, and contemporary technology. Key attributes include three straightforward pricing plans with no application, cancellation, or nuisance fees, one-to-one account support, and integration-ready POS and checkout systems. The initiative emerged from a collaborative effort among over 200 credit unions to address gaps in how merchant services were being offered and to enhance member experience.