Overview
Payitiv LLC is a Florida-based merchant services company headquartered in St. Petersburg. The company was incorporated on April 1, 2018, and is registered as an ISO/MSP of Woodforest National Bank, headquartered in The Woodlands, Texas. Payitiv markets payment processing services and credit card equipment to merchants in retail, dining, healthcare, fuel dispensing, and personal services.
Products and Services
The company resells Clover and VeriFone hardware, including the Clover Station Pro, Clover Mini, Clover Flex, and Clover Go point-of-sale systems, along with VeriFone VX520 and VX820 countertop and PIN-pad terminals. Payitiv also offers Clover-based online ordering for restaurants.
Agent Platform and Web Properties
In addition to its merchant-facing brand, Payitiv operates an agent-facing platform that supports independent sales agents with a multi-processor back end, residual reporting, and a CRM dashboard. The company runs a merchant referral program for outside agents and maintains separate web properties at payitiv.com, payitivllc.com, and payitivmerchantservices.com.
Pricing
Payitiv does not publish processing rates, monthly fees, or equipment pricing on its website. The company markets a free side-by-side rate comparison that pitches savings against a prospective merchant's current processor and quotes pricing through that consultative process.
Processing Rates
According to user reviews and expert content, Payitiv typically writes accounts on a tiered or interchange-plus structure routed through Woodforest National Bank's processing relationships, with the specific buy rate and per-transaction markup negotiated on a per-merchant basis.
Other Fees
User reviews and expert content also report a monthly PCI compliance fee that has been increased over time, monthly statement and account fees, and standard equipment costs for Clover and VeriFone hardware purchased or leased through the company. The structure of any early termination liability and the length of the merchant agreement are reported to vary by the underlying processor relationship Payitiv assigns to the account.
Contact
Ownership/Leadership: Harry Carter (CEO)
Address: 7217 1st Avenue S, St. Petersburg, FL 33707
Phone: 1-800-203-4107
Website:payitiv.com
Merchant Reports
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