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Cutter Financial Company Overview
Cutter Financial, also known as Cutter, LLC, is a U.S.-based independent sales organization and merchant residual buyout firm headquartered in Wyomissing, Pennsylvania. Established in 2006, the company specializes in acquiring recurring merchant residual streams from ISOs, agents, software platforms, and other payment industry participants. It provides fast portfolio valuations, lump-sum buyouts, and post-sale servicing, operating under ISO registration with major U.S. sponsor banks. Cutter emphasizes relationship-focused transactions and offers U.S.-based concierge support to guide clients through the sale process. Testimonials from industry partners highlight transparency, fast funding, and long-term satisfaction. Clients often mention ease of working with the company and strong post-sale servicing. However, publicly available third-party reviews are limited, and at least one former merchant raised concerns about contract expectations and early termination fees. Overall, Cutter positions itself as a reliable partner for ISOs and agents looking to monetize their merchant portfolios while retaining white-label servicing options.