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Electronic Payments Company Overview
Electronic Payments, Inc. (EPI) is a U.S.-based fintech company founded around 2000 and headquartered in Boca Raton, Florida. It provides payment processing and POS systems tailored for small and mid-sized merchants in retail, restaurants, convenience, and liquor-store markets. The company offers proprietary solutions including Exatouch POS hardware, ProCharge virtual terminals, and its in-house Cygma processing platform. Its services encompass in-person card acceptance (EMV/NFC), mobile payments, e-commerce gateways, recurring billing, cash-discount models, business financing, and integrated loyalty programs. EPI processes several billion dollars in annual volume and serves tens of thousands of merchants nationwide. Customer feedback generally rates support as responsive and system performance as reliable, with many merchants praising competitive rates and on-demand technical help. However, some report challenges around statement transparency and reviewing cost structures. The firm emphasizes round‑the‑clock, in-house U.S.–based client support and positions itself as a vertically focused provider for hospitality and retail merchants.