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EMC2 Billing Customer Reviews

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About EMC2 Billing

Overview

EMC2 Billing, formerly known as EMC Payments, is a merchant services provider headquartered in Woodland Hills, California. The company was founded in 2005 and specializes in credit card processing for card-not-present, high-risk, and international merchants. Its services include credit and debit card processing, e-commerce payment gateways, point-of-sale equipment, mobile payments, virtual terminals, ACH processing, chargeback management, and fraud-prevention tools.

EMC2 Billing markets primarily to businesses in industries that other processors classify as higher-risk, including domestic and offshore merchant accounts and verticals such as e-commerce and recurring billing. The company works with multiple acquiring banks across different countries to place merchants with an underwriter suited to their business model.

Pricing

EMC2 Billing does not publish its processing rates or standard contract terms on its website. As reported by user reviews and expert content, the company negotiates pricing on a per-merchant basis, with rates determined by the merchant’s industry classification, processing volume, average ticket size, location, and underwriting risk profile.

Because EMC2 Billing concentrates on high-risk verticals, reported per-transaction costs typically run above the industry average for low-risk processing accounts. Specific fees such as monthly service charges, statement fees, PCI compliance fees, chargeback fees, and early termination penalties are not publicly disclosed and would be itemized in the individual merchant agreement issued at underwriting.

Contact

Ownership/Leadership: Greg Berard

Address: 20058 Ventura Blvd #199, Woodland Hills, CA 91364

Phone: 800-552-2577

Website:emc2billing.com

Recent User Reviews

May 27, 2025

EMC2 Billing has kept our payment operations running smoothly without getting in the way. Getting started was simple, their team explained everything, and our statements have been clear.

Jessica Linston

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