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Finix Company Overview
Finix Payments, Inc. is a U.S.-based embedded payments processor founded in 2015 and headquartered in San Francisco. It provides developer-friendly APIs and a scalable, modular platform for businesses, marketplaces, and fintech platforms to embed payment and payout capabilities into their products. In 2023, Finix evolved into a fully integrated payment processor with direct connections to major card networks—Visa, Mastercard, Discover, and American Express—ushering in faster onboarding, improved economics, and more transparent operations. Its suite includes payments, payouts, fraud monitoring, Level 2/3 data support, configurable settlement, dashboard control, compliance tools, and flexible fee structures. The company has raised over $200 million across several funding rounds, with a $75 million Series C announced in 2024. Finix serves global merchants and tech platforms aiming for agility and ownership in payment infrastructure and is viewed as a growing alternative to legacy players.