Submit Your Review
Recent User Reviews
There are no reviews yet. Be the first one to write one.
First Class Merchant Services Company Overview
FirstClass Merchant Services, operating under JCMS, Inc., is a Florida-based independent sales organization (ISO) registered with Wells Fargo Bank, N.A., and powered by First Data (now part of Fiserv). Established in 2009 by Jay and Joshua Cole, the company serves a range of small to mid-sized businesses across the U.S., including retail, pet care, and restaurant sectors. They specialize in transparent merchant services—providing payment terminals, point-of-sale systems, complete payment processing, and cash advance programs. The firm promotes clear pricing, dependable hardware like Clover systems, responsive 24/7 customer support, and an experienced payment solutions team. Their business model emphasizes partnership—not just client relationships—and relies on fairness, transparency, and long-term service to help merchants reduce costs and scale effectively.