Lloyds Bank Cardnet Customer Reviews

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Recent User Reviews

June 4, 2025

With Lloyds Bank Cardnet, we feel confident knowing our payments are handled by a trusted institution. Transactions are secure, reporting is clear, and their support team is always professional and responsive. It’s a solid foundation for our day-to-day operations.

Harriet Collins

Lloyds Bank Cardnet Company Overview

Lloyds Bank Cardnet is a UK-based payment processing provider that operates as a joint venture between Lloyds Banking Group and First Data (now part of Fiserv). It offers merchant services to businesses of all sizes, enabling them to accept card payments in person, online, and over the phone. Cardnet supports major credit and debit card networks, including Visa, Mastercard, and American Express, and provides a range of solutions such as countertop terminals, portable and mobile card readers, and e-commerce gateways. The service includes tools for recurring billing, transaction reporting, and chargeback management.

Cardnet’s offerings are designed to integrate with various business types, including retail, hospitality, and service providers. Businesses that already bank with Lloyds can streamline their payment settlement and reporting through linked accounts. The platform is PCI DSS compliant and includes security features to help protect cardholder data. Fees and contract terms depend on the business profile and selected services. Cardnet is primarily available to UK-based businesses and offers customer support through dedicated service lines and business banking channels.