Overview
Merchant Processing Pros (MPP) is a boutique merchant services provider and Independent Sales Organization based in Elkhorn, Nebraska. The company is a registered ISO/MSP of Chesapeake Bank of Kilmarnock, Virginia, and offers credit and debit card processing for e-commerce, retail, and card-present merchants, with marketing aimed at small and mid-sized businesses including bars, restaurants, and merchants that other acquirers classify as higher-risk.
Per the company's own materials, MPP offers an online application and underwriting process pitched as fast, plus mobile payment solutions and a "WaiveIt" rebate program targeted at bars and restaurants. The company markets itself on a high-touch, "white glove" account-management model and a 100% transparency promise.
Background
According to the MPP About page, the company was started by two co-founders — one from Idaho with a background in logistics and one from Nebraska with a long history in the payments industry. The site does not name its leadership publicly.
Pricing
Merchant Processing Pros does not publish standard processing rates, monthly fees, equipment costs, or contract terms on its website. The company markets itself on phrases such as "lowest rates you'll find anywhere" and offers complimentary statement reviews and cost analyses, but specific interchange-plus, tiered, or flat-rate numbers are not posted publicly and need to be quoted directly by the company.
As reported by user reviews and expert content, MPP operates as a registered ISO of Chesapeake Bank and resells acquirer-side processing, with rates and contract terms negotiated per merchant. The company also advertises a "WaiveIt" program for bars and restaurants that uses a surcharge or cash-discount mechanism to offset card-acceptance costs, though the specific dollar mechanics are not disclosed publicly.
Contact
Merchant Reports
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