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Midland States Bank Company Overview

Midland States Bank is a regional financial institution offering banking and payment services to individuals, businesses, and institutions. As part of its business banking platform, it operates a merchant services division registered as an Independent Sales Organization (ISO) of Wells Fargo Bank, N.A., based in Concord, California. This division delivers a range of merchant solutions, including Clover-powered point-of-sale systems, e-commerce payment gateways, mobile payment tools, electronic check processing, EBT acceptance, and loyalty/gift programs—tailored for industries like education, healthcare, nonprofits, municipalities, manufacturing, and restaurants. Midland’s merchant services emphasize flexibility and security, including encrypted POS terminals, tokenization, and comprehensive reporting platforms.