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Paynuity Company Overview
Paynuity, founded in 2019 and headquartered in Orlando, Florida, is a fintech company that provides a unified, enterprise-grade global payments and banking ecosystem for merchants, fintechs, and financial institutions. Its cloud-native platform supports card issuance (virtual and physical), payment processing, risk and fraud management, insights, rewards, and full-service digital banking. Paynuity enables businesses to issue and manage payment cards, process transactions in over 135 currencies, deliver card-linked rewards, and integrate with digital wallets and mobile banking. It also offers sophisticated AI/ML underwriting and fraud protection, along with guaranteed payment and credit servicing infrastructure. The company operates as a registered ISO/PSP under multiple U.S. and regional banks, including Citizens, PNC, Wells Fargo, Elavon, and others.