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Universal Payments Company Overview
Universal Payments Inc., based in Etobicoke, Ontario, is a Canadian payment processing company founded in February 2009. It provides merchants with a full suite of payment acceptance solutions for in-store, mobile, e-commerce, and virtual terminal channels. Its product mix includes POS hardware (smart terminals, countertop, workstations), software gateways, hosted checkout / API integrations, and support for major card brands (Visa, MasterCard, American Express, etc.), as well as digital wallets. The company operates as an Independent Sales Organization (ISO) of Fiserv Canada Ltd. and is agent for a number of acquiring banks. Its business model emphasizes transparent pricing options (flat rate, interchange-plus, discount-rate), terminal/device support, and personal customer service. The admin office is located at 58 Advance Road in Toronto, and it serves businesses of various sizes across Canada.