About US Card Solutions
Overview
US Card Solutions is a U.S.-based merchant services provider headquartered in Scottsdale, Arizona. The company is a registered ISO/FSP/MSP of Westamerica Bank, N.A. (Santa Rosa, California) and a registered ISO of Citizens Bank, N.A. (Providence, Rhode Island), and resells processing through Fiserv, TSYS, and North American Bancard. Its product set covers credit and debit card processing, point-of-sale terminals, virtual gateways, e-commerce integrations, gift card programs, and check scanning, along with reporting tools for sales, refunds, and customer activity.
Accounts are sold on a month-to-month basis with no long-term contract. The company offers a free equipment placement program that bundles terminal hardware with the account, traditional interchange-plus pricing, and a cash discount option that shifts the processing cost to the customer at checkout. US Card Solutions targets merchants across retail, restaurant, lodging and hospitality, healthcare, travel, sport and entertainment, nonprofit, casino and gaming, e-commerce, and high-risk and CBD verticals.
Pricing
Processing Rates
US Card Solutions does not publish per-transaction rates on its public site. Prospective merchants are directed to a rate calculator and a sales contact for a custom quote tied to the merchant's monthly volume, average ticket, and industry. According to user reviews and expert content, accounts are typically priced on an interchange-plus basis, and merchants are most often quoted savings versus an incumbent processor as the headline value rather than a fixed published rate sheet.
Account Structure
The company markets month-to-month accounts with no long-term contract, a free equipment placement program that bundles terminal hardware with the account, and a cash discount option that passes the processing cost to the customer at the point of sale as an alternative to a traditional interchange-plus structure.
Other Fees
Reported merchant complaints in third-party consumer content include continued monthly billing after a request to terminate service, with one consumer report describing a recurring monthly fee of around fifty-nine dollars charged after a cancellation request. Specific rate quotes and ancillary fees vary by merchant and are negotiated case by case.
Contact
Ownership/Leadership: Chad Sucato
Address: 4835 E Cactus Rd. Suite 265, Scottsdale, AZ 85254
Phone: (844) 931-1923
Website:uscardsolutions.com
Recent User Reviews
Every interaction I’ve had with their staff has been positive. They’re professional and personable every time.