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Impact Payments Company Overview
Impact Payments is a merchant services provider and ISO operating in partnership with Elavon, a subsidiary of U.S. Bank. The company supports over 10,000 businesses with customizable payment processing solutions—across in-store, online, mobile, invoice, and virtual terminal channels. Impact Payments offers transparent, fixed pricing plans with no rate increases, month-to-month agreements, and no long-term contracts. Their platform includes features such as same-day funding, cash discount and surcharging programs, a cash-flow-enhancing option that delivers gross sales deposits, recurring billing, automatic card updating, and seamless integrations with client systems. US-based support is available around the clock, assigning each merchant a dedicated advocate for smooth underwriting, onboarding, and troubleshooting. Their approach emphasizes saving clients 20–40% on processing costs through cost-plus pricing and interchange-plus models.