About Impact PaySystem
Overview
Impact PaySystem, LLC is a merchant services provider headquartered in Cordova, Tennessee. The company was founded in Memphis, Tennessee in 2001 and is led by Dee Karawadra, who serves as President and CEO. Impact PaySystem is a registered Independent Sales Organization of Fifth Third Bank, N.A. (Cincinnati, OH) and Wells Fargo Bank, N.A. (Walnut Creek, CA).
Products and Services
The company provides credit and debit card processing, check processing, gift card and loyalty programs, ATM services, and point-of-sale hardware ranging from standalone Pax S80 terminals to mobile Bluetooth devices, smart terminals, and full POS systems. Impact PaySystem also markets verticalized programs under separate brand names such as Goibuxx, Vetbuxx, and Autobuxx, and supports retail, hospitality, healthcare, petroleum, e-commerce, and financial-institution clients.
Pricing
Processing Rates
Impact PaySystem publishes three subscription-based pricing programs on its website. SimpleBuxx starts at $24.95 per month and charges 2.55% plus $0.10 per card-present transaction and 3.25% plus $0.15 per card-not-present transaction on top of the monthly fee. iBuxx starts at $19.95 per month and is structured as a cash-discount program, with the processing fees passed to cardholders so the merchant pays only the subscription. PrimeBuxx starts at $29.95 per month and uses interchange pass-through with an additional 0.30% and $0.15 per transaction.
Other Fees
Monthly subscription totals increase based on the hardware tier selected, ranging from the included standalone Pax S80 to mobile solutions, smart terminals, and full POS systems. The published POS System tier carries a 36-month contract term, while the standalone, mobile, and smart-terminal tiers are listed with no contract term. The company advertises no transaction fee, no sign-up fee, and no annual fee on the iBuxx program.
Contact
Ownership/Leadership: Dee Karawadra (President and CEO)
Address: 1164 Vickery Lane, Suite 200, Cordova, TN 38016
Phone: (901) 601-0032
Website:impactpays.com
Recent User Reviews
Impact PaySystem is exactly what we needed! Fast setup, easy integration, and a team that actually picks up the phone. They walked us through everything with patience and made sure our system was running smoothly from day one. It’s been a great experience.