First Merchant Service (FMS) Customer Overview

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First Merchant Service Company Overview

First Merchant Service (FMS) is a family-owned payment solutions provider founded in 1999. It delivers integrated merchant services that include credit and debit card processing, in‑house POS systems, kiosk setups, and payment hardware. FMS offers a suite of POS software options—such as Clover terminals and tailored solutions for restaurants, retail, cafés, beauty supply stores, and grocery outlets—which support transaction handling, inventory tracking, customer management, employee scheduling, and loyalty programs. The company also provides web and digital marketing tools, equipment procurement, PCI‑compliant security, tech support, and 24/7 merchant assistance. FMS operates from multiple U.S. locations and emphasizes customizable hardware and software bundles, free or loaner terminals, and flexible integration with third-party systems.