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T-CETRA Company Overview

T-CETRA is a Dublin, Ohio–based fintech and payments technology company founded in 2007. It develops VidaPay, a proprietary cloud-based processing portal that enables cash-preferred consumers—particularly the underbanked—to make secure, auditable, and real-time cash-to-digital payments at over 10,000 independent retail locations. T-CETRA bridges the digital divide for strategic partners such as Fortune 500 companies, healthcare providers, transit agencies, and nonprofits by integrating incentives, Instant Spiff™ commission management, and payment processing across verticals including wireless, transportation, e-commerce, and government. Their platform also incorporates merchant services via Elavon and supports features such as bill activation, top-up services, and real-time retail transactions.