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Vesta Company Overview
Vesta is a payment and fraud risk-management company founded in 1995, headquartered in Lake Oswego, Oregon. It helps merchants—especially in telecom, e-commerce, and digital services—maximize approval rates while minimizing fraud by using AI-driven decisioning, real-time analytics, multiple payment channels, and chargeback protection. Among its offerings are a Payment Guarantee product (which assumes liability for fraud chargebacks under certain terms) and tools to reduce payment failures stemming from issues like insufficient funds or fraud flags. Vesta integrates with merchants’ tech stacks to handle card-not-present (CNP) transactions over online checkout, IVR, and call centers. It emphasizes global acquiring access (multiple acquirers), 24/7 global support, and compliance with security and data privacy standards. As of 2025 it has processed billions in payments, supports many telecom / MVNO clients, and is backed by institutional investors.
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